About this calculator
This calculator provides an illustrative comparison between mortgage types (annuity and linear) and a scenario where the monthly difference is invested over time.
It models mortgage payments, interest, principal repayment, an estimated mortgage interest tax relief (HRA), assumed investment returns, and a simplified view of wealth tax. Results are indicative only.
Read the full methodology and assumptions →
Disclaimer
This calculator is provided for informational and educational purposes only and does not constitute financial, tax, legal, or investment advice.
The author accepts no liability for errors, omissions, inaccuracies, or any decisions made based on the results shown. Use of this calculator is entirely at your own risk.